For long leaseholders of Southern Housing

Your lease. Your rights.
Your move.

A step-by-step guide to understanding your statutory rights as a long leaseholder, challenging your service charges, and holding Southern Housing accountable under the law.

Built by a leaseholder, for leaseholders — free, independent, and not affiliated with Southern Housing Group.

This site is for long leaseholders

If you own a leasehold property with a lease of more than 21 years — including shared ownership — you are a long leaseholder under the Landlord and Tenant Act 1985. You have powerful statutory rights that many residents don't know about.

These rights include: the right to demand a full breakdown of your service charges, the right to inspect every invoice and receipt, the right to challenge unreasonable charges at the First-tier Tribunal — and the right to organise collectively through a recognised Residents' Tenants Association. This site will walk you through each of them.

Where are you in your journey?

Each path below is a self-contained guide. You can follow them in order or jump to where you are. The first four are good places to start.

Foundation
01

Raising a complaint with Southern Housing

How to hold Southern Housing accountable to service enquiries and escalate properly.

Start this guide →
Foundation
02

Escalating to the Housing Ombudsman

After a Stage 2 response — how to refer your complaint to the Housing Ombudsman.

Start this guide →
Foundation
03

Forming a Residents' Tenants Association

How to constitute, register, and gain recognition for your RTA — with document templates.

Start this guide →
Foundation
04

Requesting your service charge overview — Section 21

Your right to a written summary of all service charges. How to request it formally.

Start this guide →
Advanced
05

Requesting the proof — Section 22

How to inspect every invoice, receipt and contract underpinning your charges.

Start this guide →
Advanced
06

Due diligence on the documents

What to look for, what to record, and how to identify unsubstantiated charges.

Start this guide →
Advanced
07

Preparing a Scott Schedule

The formal document used at Tribunal to present disputed charges item by item.

Start this guide →
Advanced
08

Negotiating with Southern Housing

How to open productive dialogue with the service charge team before Tribunal.

Start this guide →
Advanced
09

Taking your claim to the FTT

How to make a formal application to the First-tier Tribunal (Property Chamber).

Start this guide →
Advanced
10

What to expect at the FTT

The hearing process, evidence rules, how decisions are made, and what you can win.

Start this guide →

Finding your starting point

Tell us where you are

Answer one question and we'll point you to the right guide.

What best describes your situation right now?

Frustrated with Southern Housing and not sure where to start

Start with how to raise a formal complaint.

Guide 01 — Complaints

I've had a Stage 2 response and it hasn't resolved anything

Take it to the Housing Ombudsman.

Guide 02 — Ombudsman

I want to get organised with my neighbours

Form a recognised Residents' Tenants Association.

Guide 03 — RTA

I want to see a full breakdown of what I've been charged

Request it under Section 21.

Guide 04 — Section 21

I want to see the actual invoices behind my charges

Demand access under Section 22.

Guide 05 — Section 22

I have the documents — now what do I look for?

Conduct due diligence on what you've received.

Guide 06 — Due diligence

I'm building a case and need to document disputed items

Prepare a Scott Schedule for Tribunal.

Guide 07 — Scott Schedule

I'm ready to take this to the Tribunal

How to apply to the First-tier Tribunal.

Guide 09 — FTT application
SR

Sebastian Richter

Chair, Inglis House Residents' & Tenants' Association  ·  Long leaseholder, SE London

Shared owner since 2019 · South-East London · Previously: Higher Education (Goldsmiths) · Software consultancy

View LinkedIn profile

How this started

I became a shared owner in south-east London in September 2019 — my first home. At the time I was working in higher education at Goldsmiths, College London, and I'd taken on the lease with the straightforward expectation that the service charges I paid would reflect real costs, transparently accounted for.

That expectation, it turned out, was optimistic.

What I noticed early on was a disconnect: many general needs tenants in my estate and across Southern Housing (then Optivo) had a broadly positive view of the organisation. My experience as a leaseholder was markedly different. The intricacies of our small mixed estate — managed by a third-party managing agent appointed by the freeholder — seemed to be neither known nor of interest to Southern Housing. No one, it seemed, was paying close attention to what was actually being charged and why.

My time as a resident volunteer

Rather than immediately opposing Southern Housing, I chose to work with them. I volunteered as a resident representative from April 2021 to April 2024, spending the last year as Chair of the London Resident Panel.

My belief at the time was that genuine partnership was possible — that resident scrutiny would be welcomed as a way to improve services. I was wrong.

Apr 2021

Joined the Southern Housing (then Optivo) resident volunteering programme, motivated by a genuine belief in working in partnership.

Apr 2023 – Apr 2024

Chair of the London Resident Panel. This was the year London residents were badly affected by floods and fires. I proactively sought out affected residents to bring their stories into our meetings.

The breaking point

I was told I was neither allowed to seek out resident voices, nor engage with residents who approached me. At one panel meeting, an Executive told us simply to "trust" what they were doing when I asked a scrutinising question. I left in April 2024.

My honest assessment: Southern Housing uses resident engagement to rubber-stamp their own organisational priorities. In three years, I did not once see a topic emerge from the resident body, or a priority genuinely shaped by resident agendas. Scrutiny was tolerated only when it was decorative.

Building from the outside

Since 2024 I have put my energy where I believe it has real leverage: from the outside, with legal tools.

I brought together residents in my building to form a Residents' Tenants Association, which has now been formally recognised. As Chair, I have led our collective effort to challenge service charges levied on long leaseholders since 2019.

Between approximately 15 leaseholders, we are collectively challenging in excess of £100,000 in service charges that we believe are either unsubstantiated, unreasonably incurred, or improperly accounted for.

Everything I have learned — about statutory rights, formal complaints, Section 21 and 22 requests, due diligence, Scott Schedules, and Tribunal procedure — is on this website. For free.

Why I built this

This is not about making money. We are not here to profit from other people's difficulties with their landlord.

This is about balancing power. Southern Housing is a large, well-resourced organisation with a legal team, a compliance function, and decades of experience navigating disputes with individual residents who — almost by definition — know less than them about housing law. That information asymmetry is the problem this site exists to address.

If you are a long leaseholder with Southern Housing and you have doubts about your service charges, you have rights. Real, statutory rights. This site will help you exercise them.

This site provides practical guidance based on lived experience and publicly available legal information. It is not legal advice, and I am not a solicitor. For complex disputes or formal Tribunal proceedings, please also seek advice from a specialist housing lawyer or LEASE (the Leasehold Advisory Service), which offers free initial guidance.

Strength in numbers

Register your RTA.
Join the network.

Southern Housing manages over 78,000 properties. Individual RTAs fighting alone are easy to ignore. A coordinated network is not. Join other RTA officers who are organising, sharing knowledge, and holding Southern Housing accountable together.

Apply to join →
Free
Private — RTA officers only
Your data never shared without consent
Independent of Southern Housing

Don't reinvent the wheel

Every RTA is navigating the same landlord, the same obligations, and often the same obstruction. What you've learned is valuable to others. What they know is valuable to you.

🔗

Share what works — and what doesn't

Which arguments land at Tribunal? Which complaint routes get results? Collective intelligence from dozens of RTAs is far more powerful than any single case.

⚖️

Build a systemic picture

Individual complaints are easier to dismiss. The same failures across multiple buildings is a systemic finding — and that's what the Housing Ombudsman and the Regulator of Social Housing respond to.

📋

Coordinate on evidence

If multiple RTAs are challenging the same contractor, managing agent, or insurance provider, that evidence becomes mutually reinforcing. You don't need to start from scratch.

🗣️

Speak with one voice when it counts

A joint Ombudsman submission. A collective letter to Southern Housing's board. These carry weight because they represent hundreds of leaseholders, not one.

🧠

Peer support from people who've been there

The first time you open a service charge account is bewildering. Connect with RTAs who are a few steps ahead — and share what you know with those just starting out.

💪

Become genuinely difficult to ignore

A single RTA in one block is manageable. A coordinated network across London and the south is a fundamentally different proposition.

This is bigger than one building

Southern Housing is one of the largest housing associations in England. The issues leaseholders face — opaque service charges, unresponsive management, statutory rights going unexercised — are not isolated. They are a pattern.

Patterns require a collective response. That is what this network exists to build.

Apply to join the network →

Not yet an RTA?

Guide 03 walks you through forming and registering one — step by step.